Our evidence-based investment philosophy is founded in financial academic science capturing global market returns across multiple asset classes, expertly managed for risk, taxes and other critical focal points. CobaltSea’s philosophical core is in conjunction with our deep understanding of principled solutions, customized portfolios, and shaped by your desire for positive impact.
A long-term investment horizon is a key factor of managing risk. Empirical support of historical data provides evidence that capital markets provide an attractive equity risk premium. This outlook greatly increases our clients’ ability to adhere to long-term investment plans which serve as compass to guide investors toward their financial goals.
Asset allocation is a central means to implementing the broader plan. Academic research indicates that asset allocation decisions, as opposed to costly market timing and security selection efforts are the predominant determinants of risk-based returns.
Adding global asset class diversification to a portfolio in strategic combinations enhances expected returns while simultaneously reducing overall portfolio risk.
Periodic portfolio rebalancing among assets classes is an integral part of managing portfolio risks and establishing a buy-low, sell-high discipline.
We use a comprehensive tax management approach to maximize after-tax returns, minimize capital gain recognition by taking advantage of market dislocation. Simultaneously, we harvest losses for future tax benefits while minimizing transaction costs.